ABOUT US

Pioneering Innovation

in Open Finance 

Founded in 2021, Creditec’s origins trace back to the early 2000s, when our team played a key role in transforming financial services price comparison. Drawing on our extensive experience with some of the UK’s largest comparison platforms, we’ve used this expertise to set a new standard in aggregation technology—building a platform from the ground up to challenge the status quo.  

In today’s fast-evolving Open Finance landscape, businesses face constant change, from regulatory shifts to evolving consumer behaviour.  

At Creditec, our platform empowers our partners to stay ahead of these changes. With axt foundation designed for agility and future growth, we enable innovation and position our partners to harness new opportunities as they arise. 

A Journey of Innovation – From Concept to Market 

After four years of development under the project codename ‘CMP,’ Creditec launched publicly in October 2021 with our first key partners. 

Milestones

October
2021

Launched as an Appointed Representative for credit broking with access to a loans marketplace 

February
2022

Introduced credit cards marketplace 

November
2022

Rolled out advanced Vulnerability Detection capabilities

December
2022

Achieved full FCA authorisation for credit broking

2022

Processed a total of 3.2 million eligibility checks

2023

Processed a total of 8.1 million eligibility checks

October
2024

Added current accounts marketplace 

2024
Forecast:

10+ million eligibility checks 

VISION

Open Finance

What is it?

Open Finance is a framework that enables secure sharing of financial data between consumers, businesses, and third-party providers. By leveraging APIs, it allows individuals and organisations to access and share financial information from various accounts and services. This structure empowers users to better manage their financial lives and access a broader range of tailored financial products.

Why is it important?

What is Creditec’s role in it?

Our Vision

What is it?

Open Finance is a framework that enables secure sharing of financial data between consumers, businesses, and third-party providers. By leveraging APIs, it allows individuals and organisations to access and share financial information from various accounts and services. This structure empowers users to better manage their financial lives and access a broader range of tailored financial products.

Why is it important?

What is Creditec’s role in it?

Our Vision

What is it?

Open Finance is a framework that enables secure sharing of financial data between consumers, businesses, and third-party providers. By leveraging APIs, it allows individuals and organisations to access and share financial information from various accounts and services. This structure empowers users to better manage their financial lives and access a broader range of tailored financial products.

Why is it important?

What is Creditec’s role in it?

Our Vision

TESTIMONIALS

What others say about us

Creditec have become a key strategic partner of Optimise over the past few years and we’re proud to be working with them. Their technology has helped deliver successful campaigns for their partners and we’re excited to see what more innovation they bring to the industry.

Leanne Hardy

Managing Director

Creditec have become a key strategic partner of Optimise over the past few years and we’re proud to be working with them. Their technology has helped deliver successful campaigns for their partners and we’re excited to see what more innovation they bring to the industry.

Leanne Hardy

Managing Director

Creditec have become a key strategic partner of Optimise over the past few years and we’re proud to be working with them. Their technology has helped deliver successful campaigns for their partners and we’re excited to see what more innovation they bring to the industry.

Stephen Davis

Head of Performance

Creditec have become a key strategic partner of Optimise over the past few years and we’re proud to be working with them. Their technology has helped deliver successful campaigns for their partners and we’re excited to see what more innovation they bring to the industry.

Stephen Davis

Head of Performance

Book a demo today

See how Creditec could support you in bringing marketplaces to your customers.

© Copyright creditec 2024

All rights reserved.

Creditec Limited is acting as a credit broker, not a lender, we are authorised and regulated by the Financial Conduct Authority (FRN: 971164).

Creditec Limited is registered in England and Wales under company number 13700425; registered office: The Steam Mill Business Centre, Steam Mill Street, Chester, United Kingdom, CH3 5AN. ICO registration number: ZB288703

Book a demo today

See how Creditec could support you in bringing marketplaces to your customers.

© Copyright creditec 2024

All rights reserved.

Creditec Limited is acting as a credit broker, not a lender, we are authorised and regulated by the Financial Conduct Authority (FRN: 971164).

Creditec Limited is registered in England and Wales under company number 13700425; registered office: The Steam Mill Business Centre, Steam Mill Street, Chester, United Kingdom, CH3 5AN. ICO registration number: ZB288703

Book a demo today

See how Creditec could support you in bringing marketplaces to your customers.

© Copyright creditec 2024

All rights reserved.

Creditec Limited is acting as a credit broker, not a lender, we are authorised and regulated by the Financial Conduct Authority (FRN: 971164).

Creditec Limited is registered in England and Wales under company number 13700425; registered office: The Steam Mill Business Centre, Steam Mill Street, Chester, United Kingdom, CH3 5AN. ICO registration number: ZB288703